THE COMMERCIAL VIEW
What this route is designed to address
Bring us a clear commercial purpose, credible repayment route and the people behind the business. We assess substantial borrowing requirements from established companies, owner-managed businesses and suitable special purpose vehicles.
Conditions worth exploring
- Expansion, acquisition or working capital linked to a substantial plan
- Evidence of trading, contracts, assets or sponsor support
- A repayment strategy matched to the proposed facility
What to prepare first
- Borrower and group structure
- Amount, currency and use of funds
- Recent financials and management forecasts
- Proposed security and repayment source
A strong commercial case is the starting point. The facility and security structure follow the facts of the transaction.
Points to clarify early
What size of commercial loan can a broker introduce?+
Our main high-value route generally begins at €5 million equivalent. Larger and staged requirements can be discussed, subject to case-specific review and availability.
Can an owner-managed company apply?+
Yes. We review the company, the transaction, its owners, available security and repayment plan together.