01
Broker briefing
Introduce the borrower, objective, amount, timing, available security and proposed repayment.
THE FUNDING JOURNEY
Different finance routes. Clear next steps.
The funding sequence depends on the asset and transaction. Choose the route that fits your client before introducing the case.
HIGH-VALUE AND SECURITIES-BACKED FUNDING
Review. Indication. Formal terms. Decision.
For this route, IntaCapital begins onboarding and underwriting, then presents indicative terms. Following acceptance we conclude onboarding and issue Formal Terms. Yacht and bridging introductions use the specialist routes below.
02
Initial review
We assess the commercial case and begin onboarding and underwriting.
03
Indicative terms
The applicant can judge whether the proposed facility meets their objectives before a fee or obligation to proceed.
04
Complete onboarding
If the indication is accepted, due diligence and underwriting are concluded. IntaCapital covers its costs through the Formal Term Sheet.
05
Formal Term Sheet
A time-limited binding offer to obtain formal commitments from lender and Provider; the later contracts document the facility.
06
Acceptance & booking
Only if the applicant accepts the Formal Terms is the stated booking fee due and the transaction booked.
07
Contracts & control
The agreements are signed; where a Security Note is used, it is independently blocked and moved into approved custody under the contracts.
08
Funding
After any Provider deposit and contractual conditions, custody confirmation and lender checks, the agreed net advance is released.
Before the booking decision
IntaCapital covers the costs through issue of the Formal Term Sheet. If the Formal Terms do not meet the applicant’s expectations, there is no obligation to proceed. The stated Booking Fee becomes due only if the applicant accepts those Terms and books the transaction.
SPECIALIST BROKER ROUTE
The yacht and marine finance route
Brokers introduce the vessel and the client directly. No single-introduction broker agreement is required for this route.
Introduce this case01Introduce the vessel
Send the vessel or build particulars, funding purpose, ownership plan, purchase price and timetable.
02Asset and sponsor review
We review the applicant, ownership, vessel value, intended use, equity and proposed repayment.
03Shape the facility
A possible structure is discussed around purchase, refinance or builder stage payments, subject to review.
04Marine due diligence
The case may require title, flag, condition, insurance, contracts and the applicant's compliance information.
05Terms and completion
Any offer, security, costs, conditions and release of funds are set out in the transaction documents.
SPECIALIST BROKER ROUTE
The commercial bridging route
Brokers introduce the asset, deadline and exit directly. No single-introduction broker agreement is required for this route.
Introduce this case01Set out the deadline
Send the borrower, amount, transaction purpose, completion date and proposed bridge term.
02Check the asset and exit
We review value, existing charges, the primary repayment event and a credible fallback.
03Assess a possible bridge
The proposed amount, duration, security and repayment route are assessed against the available evidence.
04Verify and document
Valuation, title, debt position, applicant due diligence and legal terms are checked as required.
05Complete and release
Funding follows the agreed terms, signed documents and satisfaction of completion conditions.
These are indicative stages. Requirements, timing and any costs are confirmed for each transaction.
WHERE COLLATERAL TRANSFER IS USED
Provider, lender and custody each have a defined role.
The Provider supplies contracted access to an eligible ISIN-registered Security Note; it does not invest cash in the borrower. A separate lender reviews the borrower and pre-approves the security. Following signed agreements, the Note is blocked in the applicant’s favour, any contracted Provider deposit is paid directly to the Provider, and the Note moves into approved custody. The lender checks satisfactory custody before advancing the agreed net loan.
Explore Collateral TransferREADY TO BEGIN?
Introduce a case Bring us the case in its current form.
An initial briefing can be concise. We will identify the information needed for the next stage.