What this route is designed to address
Yacht transactions involve ownership, flag, build or purchase contracts, insurance, technical condition and cross-border considerations. We help brokers frame the whole transaction so the proposed structure matches the asset and the applicant.
Purchase, refinance or restructure yacht ownership.
Yacht purchase finance
Finance for the acquisition of a new or pre-owned yacht. The assessment considers the vessel, agreed price, ownership structure, customer contribution and ability to meet repayments.
Yacht refinancing
Review existing yacht borrowing when a facility matures or the owner's requirements change. Provide the current balance, redemption terms, vessel value and proposed repayment plan.
Sale and leaseback
An owner may sell the yacht to a finance provider and continue using it under a lease. Ownership, rental payments, maintenance responsibilities and any end-of-term purchase option must be agreed in the transaction documents.
New build and refit
Funding may be explored against a build or refit programme. The yard contract, stage payments, delivery timetable, completion risks and customer contribution are central to the review.
Every proposal is assessed individually. Availability, pricing, security and final terms depend on the applicant, asset, jurisdiction and proposed structure.
Conditions worth exploring
- Purchase or refinance of a significant vessel
- New build with contractual stage payments
- Complex ownership, charter or cross-border requirements
What to prepare first
- Vessel particulars, valuation and location
- Purchase or build agreement and timetable
- Ownership structure and intended use
- Equity contribution, insurance and repayment plan
Bespoke marine finance begins with the vessel and the ownership structure, then the affordability and exit.
Points to clarify early
Can brokers introduce a yacht new-build case?+
Yes. Provide the builder contract, payment schedule, delivery plan, sponsor information and funding need so the case can be reviewed.
Do you handle charter-related cases?+
Charter assumptions can form part of the assessment, with evidence and realistic sensitivity analysis. They do not by themselves establish affordability.
The yacht and marine finance route
Brokers introduce the vessel and the client directly. No single-introduction broker agreement is required for this route.
- 01Introduce the vessel
Send the vessel or build particulars, funding purpose, ownership plan, purchase price and timetable.
- 02Asset and sponsor review
We review the applicant, ownership, vessel value, intended use, equity and proposed repayment.
- 03Shape the facility
A possible structure is discussed around purchase, refinance or builder stage payments, subject to review.
- 04Marine due diligence
The case may require title, flag, condition, insurance, contracts and the applicant's compliance information.
- 05Terms and completion
Any offer, security, costs, conditions and release of funds are set out in the transaction documents.